5 Expert Ways to Save on the Cost of Prescription Drugs

Struggling to afford the sky-high cost of your medication?

Disappointed by the lack of coverage your insurance company (if you have one) offers when it comes to the prescriptions you need?

Do you feel like you frequently have to choose between refilling the prescriptions you need to stay healthy and being able to afford your monthly bills?

If so, you’re certainly not alone.

In fact, about one out of every seven Americans say that they often don’t even bother to fill their prescriptions in the first place, because of the high cost.

The cost of prescription drugs is costing many people their health and happiness.

Even though you eat well and exercise, you need the right medication to feel your best.

Getting them shouldn’t be this much of a stressor, and there are options out there.

Keep on reading this post to learn more about how to save money on prescriptions.

1. Ask for Free Samples

Perhaps one of the easiest ways to save on the cost of prescription drugs is to speak to your healthcare provider about giving you free samples.

Because there are so many pharmaceutical companies out there competing for your business, they often give doctors samples to try to convince people to pick their medication as opposed to a competitor’s.

Sure, you might not save lots of money in the short run.

But what if you make a huge investment on a medication that, it turns out, gives you horrible side effects? If you get at least a few days’ worths of a sample, you’ll get a much better feel for how your body will likely react to the medication.

Plus, even if your doctor doesn’t have any samples, you’ll at least have started a conversation about how to save money on prescriptions.

2. Search for Coupons

Another way you can lower your prescription drug cost?

See if there are any coupons for the medication you need online. Additionally, as with the free samples, your doctor may be able to connect you to where you can get coupons online.

Often, you can save quite a bit of money by applying these coupons.

In addition to your doctor, some nonprofit organizations are also able to provide you with discount cards for the medication you need. They may have certain qualifications, but you should do your research and see how organizations like the AARP may be able to help.

3. Compare Costs per Pharmacy

Another great — and easy — way to better stomach the pricing of medications?

Before you decide to fill your prescription, do a little comparison shopping at different pharmacies. Some may offer them for a lower price or have special coupons/discounts like the ones we mentioned above.

For example, if you’re taking a medication like Trulicity, you should research the Trulicity cost per month, per pill, and per bottle.

You may even consider using online pharmacy comparison tools. They’ll let you know which pharmacies have the medication you need, and how much each one will charge you per pill.

Make sure that, if you buy the medication you need from an online pharmacy, you’re working only with reputable ones. You don’t want to put your health at risk.

4. Try a Generic Version

Many people are a bit nervous about trying out the generic versions of medications.

But if your medication has a generic option, you should ask your doctor if they think you can take advantage of it. Generic options are much cheaper than the name-brand ones — but there’s no sacrifice of quality like many would have you believe.

The generic medications have to come in the same dosage amounts and methods as the name-brand prescriptions do. They must also be able to prove that they are able to accomplish the same things that the branded medication can.

Especially if you know you’ll be taking your medication for a long time, we strongly suggest going with a generic option.

Usually, the only real difference is the physical appearance of the drug, not the effects it creates.

5. Buy a Larger Supply

You need to find ways to prioritize your health and afford your medications at the same time.

One final way to make it happen is by buying your medications in larger supply. Instead of just getting thirty pills, for example, ask your doctor if they can give you a 60-day or even a 90-day supply.

Keep in mind that you’ll likely need to have been on the medication for a few months before your doctor will approve this method. You should also ask your doctor about the potential of splitting pills.

You may be able to buy a higher dosage of the medication you need and split the pills to make them last longer.

This isn’t possible for every medication, however, so it’s important to talk to your doctor first.

It’s Possible to Lower the Cost of Prescription Drugs

We hope that this post has helped you to uncover new ways to lower the cost of prescription drugs.

You just have to be willing to put in the work and do the research — and above all, be honest with your doctor.

In addition to getting the prescriptions you need, you should consider other ways you can stay healthy. For example, you should try supplements, find a workout routine you love, and monitor how you’re feeling so you can get help at the first sign of trouble.

Need more health tips and tricks?

Keep checking back with our blog to make sure you don’t miss out on anything.

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